2016 ILS to HRK Historical Review

YEARLY HIGH

1.8898 HRK

YEARLY LOW

1.7146 HRK

YEARLY AVERAGE

1.7731 HRK

2016 ILS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the ILS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 1.8898. Conversely, the yearly low was recorded on June 5, dropping to 1.7146.

This high-to-low spread represents a total annual volatility of 0.1752 HRK. From a start-to-finish perspective, comparing the January average rate of 1.7850 to the December average rate of 1.8664, the exchange rate registered a net change of 4.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.8898 was up 1.53% compared to the 2015 peak of 1.8613, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 9,449 HRK

2015 Average 8,829 HRK

Yearly Trough Low 8,573 HRK

Transaction Impact: A difference of 875.86 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.8797

1.7197

JanuMarcMayJulySeptNove

ILS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7548, compared to 1.7914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0366 points.

H1 Avg (Jan–Jun) 1.7548

H2 Avg (Jul–Dec) 1.7914

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0823 HRK (High: 1.8549 / Low: 1.7727). On the other end, August was the most stable month, with a tight range of 0.0220 HRK (High: 1.7708 / Low: 1.7488).

November Spread (Volatile) ±0.0823

August Spread (Stable) ±0.0220

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0238 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0238

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.8664) against the same month in 2015 (average: 1.8098), the exchange rate shifted by +0.0566 (+3.12%).

2016 Avg (December) 1.8664

2015 Avg (December) 1.8098

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8085	1.7683	1.7850
February	1.7925	1.7384	1.7612
March	1.8005	1.7300	1.7559
April	1.7694	1.7331	1.7529
May	1.7538	1.7184	1.7407
June	1.7572	1.7146	1.7330
July	1.7718	1.7383	1.7546
August	1.7708	1.7488	1.7586
September	1.7849	1.7626	1.7758
October	1.7899	1.7618	1.7803
November	1.8549	1.7727	1.8127
December	1.8898	1.8419	1.8664