2015 ILS to HRK Historical Review

YEARLY HIGH

1.8613 HRK

YEARLY LOW

1.6236 HRK

YEARLY AVERAGE

1.7657 HRK

2015 ILS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ILS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 1.8613. Conversely, the yearly low was recorded on January 1, dropping to 1.6236.

This high-to-low spread represents a total annual volatility of 0.2377 HRK. From a start-to-finish perspective, comparing the January average rate of 1.6757 to the December average rate of 1.8098, the exchange rate registered a net change of 8.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.8613 was up 11.51% compared to the 2014 peak of 1.6691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 9,306 HRK

2014 Average 8,045 HRK

Yearly Trough Low 8,118 HRK

Transaction Impact: A difference of 1,188.60 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.8351

1.6612

JanuMarcMayJulySeptNove

ILS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7477, compared to 1.7836 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0359 points.

H1 Avg (Jan–Jun) 1.7477

H2 Avg (Jul–Dec) 1.7836

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1358 HRK (High: 1.8337 / Low: 1.6980). On the other end, July was the most stable month, with a tight range of 0.0359 HRK (High: 1.8375 / Low: 1.8016).

August Spread (Volatile) ±0.1358

July Spread (Stable) ±0.0359

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0488 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0488

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 1.8206) against the same month in 2014 (average: 1.6048), the exchange rate shifted by +0.2158 (+13.45%).

2015 Avg (November) 1.8206

2014 Avg (November) 1.6048

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7324	1.6236	1.6757
February	1.7658	1.7174	1.7428
March	1.8013	1.7165	1.7640
April	1.7964	1.7549	1.7866
May	1.7940	1.7255	1.7526
June	1.8038	1.7439	1.7646
July	1.8375	1.8016	1.8185
August	1.8337	1.6980	1.7696
September	1.7423	1.7037	1.7262
October	1.7844	1.7312	1.7567
November	1.8613	1.7782	1.8206
December	1.8557	1.7915	1.8098