2012 ISK to NAD Historical Review

YEARLY HIGH

0.0722 NAD

YEARLY LOW

0.0595 NAD

YEARLY AVERAGE

0.0656 NAD

2012 ISK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ISK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 8, valuing the pair at 0.0722. Conversely, the yearly low was recorded on March 18, dropping to 0.0595.

This high-to-low spread represents a total annual volatility of 0.0127 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0648 to the December average rate of 0.0681, the exchange rate registered a net change of 5.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0722 was up 1.01% compared to the 2011 peak of 0.0714, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 361 NAD

2011 Average 313 NAD

Yearly Trough Low 297 NAD

Transaction Impact: A difference of 63.54 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0707

0.0592

JanuMarcMayJulySeptNove

ISK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0632, compared to 0.0681 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.0632

H2 Avg (Jul–Dec) 0.0681

Volatility Range Comparison

Volatility

The most volatile month in 2012 was December, with a trading range of 0.0050 NAD (High: 0.0706 / Low: 0.0656). On the other end, March was the most stable month, with a tight range of 0.0018 NAD (High: 0.0613 / Low: 0.0595).

December Spread (Volatile) ±0.0050

March Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0027 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 0.0697) against the same month in 2011 (average: 0.0688), the exchange rate shifted by +0.0010 (+1.42%).

2012 Avg (October) 0.0697

2011 Avg (October) 0.0688

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0667	0.0632	0.0648
February	0.0633	0.0604	0.0621
March	0.0613	0.0595	0.0602
April	0.0629	0.0603	0.0617
May	0.0657	0.0616	0.0642
June	0.0671	0.0645	0.0658
July	0.0682	0.0639	0.0655
August	0.0698	0.0677	0.0688
September	0.0689	0.0656	0.0675
October	0.0722	0.0672	0.0697
November	0.0707	0.0676	0.0692
December	0.0706	0.0656	0.0681