2020 ISK to NAD Historical Review

YEARLY HIGH

0.1322 NAD

YEARLY LOW

0.1115 NAD

YEARLY AVERAGE

0.1216 NAD

2020 ISK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ISK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 0.1322. Conversely, the yearly low was recorded on November 11, dropping to 0.1115.

This high-to-low spread represents a total annual volatility of 0.0207 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1163 to the December average rate of 0.1168, the exchange rate registered a net change of 0.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1322 was down 55.94% compared to the 2019 peak of 0.3001, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 661 NAD

2019 Average 592 NAD

Yearly Trough Low 558 NAD

Transaction Impact: A difference of 103.48 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1300

0.1124

JanuMarcMayJulySeptNove

ISK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1232, compared to 0.1200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.1232

H2 Avg (Jul–Dec) 0.1200

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0160 NAD (High: 0.1310 / Low: 0.1151). On the other end, November was the most stable month, with a tight range of 0.0044 NAD (High: 0.1160 / Low: 0.1115).

October Spread (Volatile) ±0.0160

November Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0057 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1285) against the same month in 2019 (average: 0.1176), the exchange rate shifted by +0.0109 (+9.25%).

2020 Avg (April) 0.1285

2019 Avg (April) 0.1176

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1202	0.1142	0.1163
February	0.1216	0.1166	0.1184
March	0.1275	0.1184	0.1234
April	0.1322	0.1238	0.1285
May	0.1295	0.1238	0.1268
June	0.1288	0.1236	0.1261
July	0.1241	0.1185	0.1211
August	0.1299	0.1219	0.1269
September	0.1259	0.1191	0.1219
October	0.1310	0.1151	0.1196
November	0.1160	0.1115	0.1139
December	0.1211	0.1138	0.1168