2021 ISK to NAD Historical Review

YEARLY HIGH

0.1249 NAD

YEARLY LOW

0.1109 NAD

YEARLY AVERAGE

0.1164 NAD

2021 ISK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ISK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.1249. Conversely, the yearly low was recorded on November 2, dropping to 0.1109.

This high-to-low spread represents a total annual volatility of 0.0140 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1173 to the December average rate of 0.1223, the exchange rate registered a net change of 4.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1249 was down 5.58% compared to the 2020 peak of 0.1322, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 624 NAD

2020 Average 608 NAD

Yearly Trough Low 554 NAD

Transaction Impact: A difference of 70.00 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1231

0.1125

JanuMarcMayJulySeptNove

ISK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1153, compared to 0.1175 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.1153

H2 Avg (Jul–Dec) 0.1175

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0140 NAD (High: 0.1249 / Low: 0.1109). On the other end, April was the most stable month, with a tight range of 0.0035 NAD (High: 0.1165 / Low: 0.1130).

November Spread (Volatile) ±0.0140

April Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0027 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1184) against the same month in 2020 (average: 0.1139), the exchange rate shifted by +0.0046 (+4.00%).

2021 Avg (November) 0.1184

2020 Avg (November) 0.1139

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1204	0.1146	0.1173
February	0.1172	0.1128	0.1148
March	0.1214	0.1153	0.1177
April	0.1165	0.1130	0.1150
May	0.1161	0.1123	0.1139
June	0.1164	0.1111	0.1134
July	0.1200	0.1153	0.1169
August	0.1200	0.1126	0.1165
September	0.1181	0.1115	0.1157
October	0.1179	0.1118	0.1152
November	0.1249	0.1109	0.1184
December	0.1245	0.1194	0.1223