2012 JMD to ALL Historical Review

YEARLY HIGH

1.2839 ALL

YEARLY LOW

1.1405 ALL

YEARLY AVERAGE

1.2244 ALL

2012 JMD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 1.2839. Conversely, the yearly low was recorded on December 26, dropping to 1.1405.

This high-to-low spread represents a total annual volatility of 0.1434 ALL. From a start-to-finish perspective, comparing the January average rate of 1.2443 to the December average rate of 1.1591, the exchange rate registered a net change of -6.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.2839 was up 3.19% compared to the 2011 peak of 1.2443, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 6,420 ALL

2011 Average 5,872 ALL

Yearly Trough Low 5,703 ALL

Transaction Impact: A difference of 716.93 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2733

1.1488

JanuMarcMayJulySeptNove

JMD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2370, compared to 1.2118 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0251 points.

H1 Avg (Jan–Jun) 1.2370

H2 Avg (Jul–Dec) 1.2118

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0619 ALL (High: 1.2839 / Low: 1.2220). On the other end, March was the most stable month, with a tight range of 0.0231 ALL (High: 1.2341 / Low: 1.2110).

May Spread (Volatile) ±0.0619

March Spread (Stable) ±0.0231

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0409 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0409

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 1.2506) against the same month in 2011 (average: 1.1617), the exchange rate shifted by +0.0889 (+7.66%).

2012 Avg (May) 1.2506

2011 Avg (May) 1.1617

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2635	1.2214	1.2443
February	1.2335	1.2033	1.2192
March	1.2341	1.2110	1.2224
April	1.2365	1.2110	1.2273
May	1.2839	1.2220	1.2506
June	1.2771	1.2405	1.2579
July	1.2800	1.2424	1.2629
August	1.2633	1.2304	1.2432
September	1.2304	1.1852	1.2088
October	1.2158	1.1831	1.1967
November	1.2120	1.1810	1.2001
December	1.1808	1.1405	1.1591