2015 JMD to ALL Historical Review

YEARLY HIGH

1.1559 ALL

YEARLY LOW

1.0092 ALL

YEARLY AVERAGE

1.0784 ALL

2015 JMD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 1.1559. Conversely, the yearly low was recorded on January 3, dropping to 1.0092.

This high-to-low spread represents a total annual volatility of 0.1468 ALL. From a start-to-finish perspective, comparing the January average rate of 1.0470 to the December average rate of 1.0550, the exchange rate registered a net change of 0.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.1559 was up 14.52% compared to the 2014 peak of 1.0093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 5,780 ALL

2014 Average 4,757 ALL

Yearly Trough Low 5,046 ALL

Transaction Impact: A difference of 733.79 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.1422

1.0339

JanuMarcMayJulySeptNove

JMD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0917, compared to 1.0651 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0266 points.

H1 Avg (Jan–Jun) 1.0917

H2 Avg (Jul–Dec) 1.0651

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0740 ALL (High: 1.0831 / Low: 1.0092). On the other end, February was the most stable month, with a tight range of 0.0226 ALL (High: 1.0824 / Low: 1.0598).

January Spread (Volatile) ±0.0740

February Spread (Stable) ±0.0226

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0418 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0418

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 1.1259) against the same month in 2014 (average: 0.9337), the exchange rate shifted by +0.1922 (+20.58%).

2015 Avg (March) 1.1259

2014 Avg (March) 0.9337

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0831	1.0092	1.0470
February	1.0824	1.0598	1.0691
March	1.1559	1.0842	1.1259
April	1.1550	1.0949	1.1332
May	1.1169	1.0701	1.0914
June	1.1139	1.0673	1.0840
July	1.1098	1.0774	1.0939
August	1.1016	1.0376	1.0718
September	1.0645	1.0320	1.0504
October	1.0604	1.0278	1.0429
November	1.0983	1.0576	1.0767
December	1.0954	1.0399	1.0550