2014 JMD to ALL Historical Review

YEARLY HIGH

1.0093 ALL

YEARLY LOW

0.9145 ALL

YEARLY AVERAGE

0.9514 ALL

2014 JMD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.0093. Conversely, the yearly low was recorded on May 7, dropping to 0.9145.

This high-to-low spread represents a total annual volatility of 0.0949 ALL. From a start-to-finish perspective, comparing the January average rate of 0.9701 to the December average rate of 0.9987, the exchange rate registered a net change of 2.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0093 was down 12.92% compared to the 2013 peak of 1.1591, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 5,047 ALL

2013 Average 5,304 ALL

Yearly Trough Low 4,572 ALL

Transaction Impact: A difference of 474.45 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0066

0.9120

JanuMarcMayJulySeptNove

JMD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9391, compared to 0.9638 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0247 points.

H1 Avg (Jan–Jun) 0.9391

H2 Avg (Jul–Dec) 0.9638

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0427 ALL (High: 0.9843 / Low: 0.9416). On the other end, July was the most stable month, with a tight range of 0.0074 ALL (High: 0.9234 / Low: 0.9159).

September Spread (Volatile) ±0.0427

July Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0230 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0230

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.9987) against the same month in 2013 (average: 0.9795), the exchange rate shifted by +0.0192 (+1.96%).

2014 Avg (December) 0.9987

2013 Avg (December) 0.9795

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9765	0.9625	0.9701
February	0.9699	0.9421	0.9567
March	0.9426	0.9274	0.9337
April	0.9327	0.9198	0.9254
May	0.9273	0.9145	0.9228
June	0.9307	0.9182	0.9259
July	0.9234	0.9159	0.9199
August	0.9405	0.9213	0.9291
September	0.9843	0.9416	0.9644
October	0.9892	0.9701	0.9783
November	0.9987	0.9805	0.9922
December	1.0093	0.9837	0.9987