2020 JMD to ALL Historical Review

YEARLY HIGH

0.8919 ALL

YEARLY LOW

0.6099 ALL

YEARLY AVERAGE

0.7663 ALL

2020 JMD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 0.8919. Conversely, the yearly low was recorded on July 19, dropping to 0.6099.

This high-to-low spread represents a total annual volatility of 0.2820 ALL. From a start-to-finish perspective, comparing the January average rate of 0.8172 to the December average rate of 0.7061, the exchange rate registered a net change of -13.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8919 was down 0.07% compared to the 2019 peak of 0.8926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 4,460 ALL

2019 Average 4,118 ALL

Yearly Trough Low 3,050 ALL

Transaction Impact: A difference of 1,410.11 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8532

0.6897

JanuMarcMayJulySeptNove

JMD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8102, compared to 0.7225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0877 points.

H1 Avg (Jan–Jun) 0.8102

H2 Avg (Jul–Dec) 0.7225

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1845 ALL (High: 0.7944 / Low: 0.6099). On the other end, December was the most stable month, with a tight range of 0.0133 ALL (High: 0.7118 / Low: 0.6985).

July Spread (Volatile) ±0.1845

December Spread (Stable) ±0.0133

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0500 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0500

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.7896) against the same month in 2019 (average: 0.8158), the exchange rate shifted by -0.0261 (-3.20%).

2020 Avg (May) 0.7896

2019 Avg (May) 0.8158

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8345	0.7887	0.8172
February	0.8159	0.7887	0.8005
March	0.8759	0.7999	0.8297
April	0.8730	0.7952	0.8396
May	0.8919	0.7668	0.7896
June	0.7948	0.7647	0.7846
July	0.7944	0.6099	0.7529
August	0.7155	0.6891	0.7034
September	0.7515	0.6988	0.7316
October	0.7484	0.7175	0.7297
November	0.7333	0.7060	0.7113
December	0.7118	0.6985	0.7061