2012 JMD to BAM Historical Review

YEARLY HIGH

0.0183 BAM

YEARLY LOW

0.0160 BAM

YEARLY AVERAGE

0.0172 BAM

2012 JMD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0183. Conversely, the yearly low was recorded on December 20, dropping to 0.0160.

This high-to-low spread represents a total annual volatility of 0.0023 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0176 to the December average rate of 0.0162, the exchange rate registered a net change of -7.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0183 was up 3.87% compared to the 2011 peak of 0.0176, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 91 BAM

2011 Average 82 BAM

Yearly Trough Low 80 BAM

Transaction Impact: A difference of 11.34 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0182

0.0161

JanuMarcMayJulySeptNove

JMD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0174, compared to 0.0171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0174

H2 Avg (Jul–Dec) 0.0171

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0010 BAM (High: 0.0181 / Low: 0.0171). On the other end, October was the most stable month, with a tight range of 0.0004 BAM (High: 0.0170 / Low: 0.0166).

May Spread (Volatile) ±0.0010

October Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0007 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0180) against the same month in 2011 (average: 0.0161), the exchange rate shifted by +0.0019 (+11.95%).

2012 Avg (July) 0.0180

2011 Avg (July) 0.0161

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0179	0.0172	0.0176
February	0.0174	0.0169	0.0172
March	0.0173	0.0169	0.0171
April	0.0173	0.0169	0.0172
May	0.0181	0.0171	0.0176
June	0.0180	0.0176	0.0178
July	0.0183	0.0176	0.0180
August	0.0180	0.0174	0.0177
September	0.0174	0.0167	0.0170
October	0.0170	0.0166	0.0168
November	0.0170	0.0165	0.0168
December	0.0165	0.0160	0.0162