2015 JMD to BAM Historical Review

YEARLY HIGH

0.0161 BAM

YEARLY LOW

0.0141 BAM

YEARLY AVERAGE

0.0151 BAM

2015 JMD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0161. Conversely, the yearly low was recorded on January 2, dropping to 0.0141.

This high-to-low spread represents a total annual volatility of 0.0020 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0146 to the December average rate of 0.0150, the exchange rate registered a net change of 2.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0161 was up 14.46% compared to the 2014 peak of 0.0141, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 81 BAM

2014 Average 66 BAM

Yearly Trough Low 71 BAM

Transaction Impact: A difference of 10.13 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0159

0.0145

JanuMarcMayJulySeptNove

JMD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0152, compared to 0.0150 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0152

H2 Avg (Jul–Dec) 0.0150

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0011 BAM (High: 0.0152 / Low: 0.0141). On the other end, February was the most stable month, with a tight range of 0.0003 BAM (High: 0.0151 / Low: 0.0148).

January Spread (Volatile) ±0.0011

February Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0157) against the same month in 2014 (average: 0.0130), the exchange rate shifted by +0.0027 (+20.55%).

2015 Avg (March) 0.0157

2014 Avg (March) 0.0130

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0152	0.0141	0.0146
February	0.0151	0.0148	0.0149
March	0.0161	0.0151	0.0157
April	0.0161	0.0152	0.0158
May	0.0155	0.0148	0.0152
June	0.0155	0.0148	0.0151
July	0.0156	0.0151	0.0153
August	0.0154	0.0145	0.0150
September	0.0149	0.0145	0.0147
October	0.0149	0.0143	0.0146
November	0.0155	0.0148	0.0153
December	0.0155	0.0148	0.0150