2021 JMD to BAM Historical Review

YEARLY HIGH

0.0115 BAM

YEARLY LOW

0.0105 BAM

YEARLY AVERAGE

0.0110 BAM

2021 JMD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on October 3, valuing the pair at 0.0115. Conversely, the yearly low was recorded on May 1, dropping to 0.0105.

This high-to-low spread represents a total annual volatility of 0.0010 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0111 to the December average rate of 0.0112, the exchange rate registered a net change of 0.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0115 was down 14.52% compared to the 2020 peak of 0.0135, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 58 BAM

2020 Average 61 BAM

Yearly Trough Low 52 BAM

Transaction Impact: A difference of 5.21 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0113

0.0106

JanuMarcMayJulySeptNove

JMD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0109, compared to 0.0110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0109

H2 Avg (Jul–Dec) 0.0110

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0009 BAM (High: 0.0114 / Low: 0.0105). On the other end, December was the most stable month, with a tight range of 0.0002 BAM (High: 0.0113 / Low: 0.0111).

April Spread (Volatile) ±0.0009

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.0112) against the same month in 2020 (average: 0.0115), the exchange rate shifted by -0.0003 (-2.55%).

2021 Avg (October) 0.0112

2020 Avg (October) 0.0115

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0113	0.0110	0.0111
February	0.0111	0.0106	0.0108
March	0.0115	0.0108	0.0112
April	0.0114	0.0105	0.0110
May	0.0108	0.0105	0.0107
June	0.0110	0.0107	0.0109
July	0.0111	0.0106	0.0108
August	0.0109	0.0106	0.0108
September	0.0115	0.0109	0.0111
October	0.0115	0.0109	0.0112
November	0.0112	0.0109	0.0110
December	0.0113	0.0111	0.0112