2025 JMD to BAM Historical Review

YEARLY HIGH

0.0122 BAM

YEARLY LOW

0.0103 BAM

YEARLY AVERAGE

0.0109 BAM

2025 JMD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.0122. Conversely, the yearly low was recorded on September 18, dropping to 0.0103.

This high-to-low spread represents a total annual volatility of 0.0019 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0120 to the December average rate of 0.0104, the exchange rate registered a net change of -13.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0122 was up 1.33% compared to the 2024 peak of 0.0121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 61 BAM

2024 Average 58 BAM

Yearly Trough Low 51 BAM

Transaction Impact: A difference of 9.70 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0122

0.0102

JanuMarcMayJulySeptNove

JMD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0113, compared to 0.0105 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0113

H2 Avg (Jul–Dec) 0.0105

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0008 BAM (High: 0.0115 / Low: 0.0107). On the other end, November was the most stable month, with a tight range of 0.0001 BAM (High: 0.0106 / Low: 0.0105).

April Spread (Volatile) ±0.0008

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0120) against the same month in 2024 (average: 0.0116), the exchange rate shifted by +0.0005 (+4.16%).

2025 Avg (January) 0.0120

2024 Avg (January) 0.0116

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0122	0.0118	0.0120
February	0.0122	0.0118	0.0119
March	0.0119	0.0114	0.0115
April	0.0115	0.0107	0.0111
May	0.0111	0.0108	0.0109
June	0.0109	0.0104	0.0106
July	0.0107	0.0103	0.0105
August	0.0107	0.0104	0.0105
September	0.0105	0.0103	0.0104
October	0.0105	0.0104	0.0105
November	0.0106	0.0105	0.0105
December	0.0105	0.0104	0.0104