2012 JMD to GEL Historical Review

YEARLY HIGH

0.0196 GEL

YEARLY LOW

0.0179 GEL

YEARLY AVERAGE

0.0189 GEL

2012 JMD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 18, valuing the pair at 0.0196. Conversely, the yearly low was recorded on December 23, dropping to 0.0179.

This high-to-low spread represents a total annual volatility of 0.0017 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0194 to the December average rate of 0.0180, the exchange rate registered a net change of -6.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0196 was down 6.38% compared to the 2011 peak of 0.0209, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 98 GEL

2011 Average 98 GEL

Yearly Trough Low 89 GEL

Transaction Impact: A difference of 8.38 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0195

0.0179

JanuMarcMayJulySeptNove

JMD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0190, compared to 0.0188 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0190

H2 Avg (Jul–Dec) 0.0188

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0011 GEL (High: 0.0194 / Low: 0.0183). On the other end, September was the most stable month, with a tight range of 0.0001 GEL (High: 0.0194 / Low: 0.0193).

October Spread (Volatile) ±0.0011

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0194) against the same month in 2011 (average: 0.0195), the exchange rate shifted by -0.0001 (-0.76%).

2012 Avg (July) 0.0194

2011 Avg (July) 0.0195

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0194	0.0192	0.0194
February	0.0194	0.0188	0.0192
March	0.0193	0.0189	0.0190
April	0.0190	0.0187	0.0189
May	0.0188	0.0186	0.0187
June	0.0187	0.0184	0.0186
July	0.0196	0.0190	0.0194
August	0.0195	0.0193	0.0194
September	0.0194	0.0193	0.0194
October	0.0194	0.0183	0.0186
November	0.0184	0.0182	0.0183
December	0.0182	0.0179	0.0180