2021 JMD to GEL Historical Review

YEARLY HIGH

0.0235 GEL

YEARLY LOW

0.0198 GEL

YEARLY AVERAGE

0.0214 GEL

2021 JMD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 0.0235. Conversely, the yearly low was recorded on July 31, dropping to 0.0198.

This high-to-low spread represents a total annual volatility of 0.0036 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0229 to the December average rate of 0.0201, the exchange rate registered a net change of -12.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0235 was down 7.88% compared to the 2020 peak of 0.0255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 117 GEL

2020 Average 110 GEL

Yearly Trough Low 99 GEL

Transaction Impact: A difference of 18.20 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0233

0.0198

JanuMarcMayJulySeptNove

JMD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0224, compared to 0.0204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0224

H2 Avg (Jul–Dec) 0.0204

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0014 GEL (High: 0.0234 / Low: 0.0220). On the other end, December was the most stable month, with a tight range of 0.0003 GEL (High: 0.0202 / Low: 0.0199).

March Spread (Volatile) ±0.0014

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0230) against the same month in 2020 (average: 0.0231), the exchange rate shifted by -0.0002 (-0.75%).

2021 Avg (April) 0.0230

2020 Avg (April) 0.0231

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0233	0.0225	0.0229
February	0.0226	0.0219	0.0221
March	0.0234	0.0220	0.0226
April	0.0235	0.0224	0.0230
May	0.0227	0.0218	0.0224
June	0.0220	0.0209	0.0211
July	0.0212	0.0198	0.0204
August	0.0206	0.0198	0.0201
September	0.0211	0.0205	0.0208
October	0.0213	0.0204	0.0208
November	0.0205	0.0199	0.0202
December	0.0202	0.0199	0.0201