2020 JMD to GEL Historical Review

YEARLY HIGH

0.0255 GEL

YEARLY LOW

0.0201 GEL

YEARLY AVERAGE

0.0219 GEL

2020 JMD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.0255. Conversely, the yearly low was recorded on February 19, dropping to 0.0201.

This high-to-low spread represents a total annual volatility of 0.0054 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0214 to the December average rate of 0.0229, the exchange rate registered a net change of 7.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0255 was up 14.13% compared to the 2019 peak of 0.0223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 127 GEL

2019 Average 105 GEL

Yearly Trough Low 100 GEL

Transaction Impact: A difference of 27.01 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0234

0.0200

JanuMarcMayJulySeptNove

JMD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0218, compared to 0.0220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0218

H2 Avg (Jul–Dec) 0.0220

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0051 GEL (High: 0.0255 / Low: 0.0203). On the other end, December was the most stable month, with a tight range of 0.0004 GEL (High: 0.0231 / Low: 0.0227).

March Spread (Volatile) ±0.0051

December Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0223) against the same month in 2019 (average: 0.0213), the exchange rate shifted by +0.0011 (+4.96%).

2020 Avg (March) 0.0223

2019 Avg (March) 0.0213

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0219	0.0207	0.0214
February	0.0207	0.0201	0.0203
March	0.0255	0.0203	0.0223
April	0.0245	0.0225	0.0231
May	0.0228	0.0218	0.0222
June	0.0224	0.0206	0.0217
July	0.0221	0.0209	0.0215
August	0.0210	0.0205	0.0207
September	0.0237	0.0208	0.0221
October	0.0232	0.0221	0.0223
November	0.0234	0.0221	0.0226
December	0.0231	0.0227	0.0229