2015 JMD to GEL Historical Review

YEARLY HIGH

0.0207 GEL

YEARLY LOW

0.0152 GEL

YEARLY AVERAGE

0.0189 GEL

2015 JMD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 21, valuing the pair at 0.0207. Conversely, the yearly low was recorded on February 4, dropping to 0.0152.

This high-to-low spread represents a total annual volatility of 0.0055 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0154 to the December average rate of 0.0200, the exchange rate registered a net change of 30.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0207 was up 24.31% compared to the 2014 peak of 0.0167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 104 GEL

2014 Average 79 GEL

Yearly Trough Low 76 GEL

Transaction Impact: A difference of 27.58 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0208

0.0148

JanuMarcMayJulySeptNove

JMD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0178, compared to 0.0199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.0178

H2 Avg (Jul–Dec) 0.0199

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0042 GEL (High: 0.0195 / Low: 0.0153). On the other end, February was the most stable month, with a tight range of 0.0001 GEL (High: 0.0153 / Low: 0.0152).

March Spread (Volatile) ±0.0042

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0203) against the same month in 2014 (average: 0.0156), the exchange rate shifted by +0.0047 (+30.34%).

2015 Avg (September) 0.0203

2014 Avg (September) 0.0156

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0155	0.0152	0.0154
February	0.0153	0.0152	0.0153
March	0.0195	0.0153	0.0168
April	0.0202	0.0195	0.0197
May	0.0204	0.0195	0.0201
June	0.0199	0.0193	0.0195
July	0.0197	0.0193	0.0194
August	0.0205	0.0196	0.0198
September	0.0207	0.0199	0.0203
October	0.0202	0.0198	0.0200
November	0.0202	0.0200	0.0201
December	0.0202	0.0199	0.0200