2012 JMD to NGN Historical Review

YEARLY HIGH

1.8912 NGN

YEARLY LOW

1.6901 NGN

YEARLY AVERAGE

1.7978 NGN

2012 JMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 1.8912. Conversely, the yearly low was recorded on December 30, dropping to 1.6901.

This high-to-low spread represents a total annual volatility of 0.2011 NGN. From a start-to-finish perspective, comparing the January average rate of 1.8726 to the December average rate of 1.7094, the exchange rate registered a net change of -8.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.8912 was down 1.18% compared to the 2011 peak of 1.9137, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 9,456 NGN

2011 Average 9,074 NGN

Yearly Trough Low 8,451 NGN

Transaction Impact: A difference of 1,005.44 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.8889

1.6931

JanuMarcMayJulySeptNove

JMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8354, compared to 1.7602 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0752 points.

H1 Avg (Jan–Jun) 1.8354

H2 Avg (Jul–Dec) 1.7602

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0639 NGN (High: 1.8526 / Low: 1.7887). On the other end, September was the most stable month, with a tight range of 0.0136 NGN (High: 1.7729 / Low: 1.7593).

July Spread (Volatile) ±0.0639

September Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0407 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0407

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.8726) against the same month in 2011 (average: 1.7568), the exchange rate shifted by +0.1158 (+6.59%).

2012 Avg (January) 1.8726

2011 Avg (January) 1.7568

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8912	1.8486	1.8726
February	1.8681	1.8103	1.8368
March	1.8294	1.8096	1.8200
April	1.8228	1.8088	1.8164
May	1.8352	1.8062	1.8188
June	1.8605	1.8278	1.8478
July	1.8526	1.7887	1.8222
August	1.8152	1.7592	1.7816
September	1.7729	1.7593	1.7655
October	1.7600	1.7349	1.7479
November	1.7455	1.7264	1.7349
December	1.7266	1.6901	1.7094