YEARLY HIGH
10.7527 NGN
YEARLY LOW
8.9287 NGN
YEARLY AVERAGE
9.5715 NGN

2025 JMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 10.7527. Conversely, the yearly low was recorded on November 10, dropping to 8.9287.

This high-to-low spread represents a total annual volatility of 1.8241 NGN. From a start-to-finish perspective, comparing the January average rate of 9.8867 to the December average rate of 9.0805, the exchange rate registered a net change of -8.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 10.7527 was up 0.04% compared to the 2024 peak of 10.7483, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 53,764 NGN
2024 Average 46,973 NGN
Yearly Trough Low 44,643 NGN
Transaction Impact: A difference of 9,120.26 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.1574
8.9006
JanuMarcMayJulySeptNove

JMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.8505, compared to 9.2924 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5581 points.

H1 Avg (Jan–Jun) 9.8505
H2 Avg (Jul–Dec) 9.2924

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 1.3105 NGN (High: 10.7527 / Low: 9.4422). On the other end, July was the most stable month, with a tight range of 0.0851 NGN (High: 9.6172 / Low: 9.5321).

February Spread (Volatile) ±1.3105
July Spread (Stable) ±0.0851

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3336 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3336

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 9.6999) against the same month in 2024 (average: 8.7961), the exchange rate shifted by +0.9039 (+10.28%).

2025 Avg (February) 9.6999
2024 Avg (February) 8.7961

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.9770 9.8021 9.8867
February 10.7527 9.4422 9.6999
March 9.9284 9.5179 9.7352
April 10.1788 9.4780 10.0095
May 10.1307 9.9533 10.0526
June 9.9522 9.5806 9.7190
July 9.6172 9.5321 9.5703
August 9.6304 9.5252 9.5817
September 9.6477 9.2552 9.3889
October 9.2664 9.0077 9.1278
November 9.0656 8.9287 9.0053
December 9.1377 9.0060 9.0805