2015 JMD to NGN Historical Review

YEARLY HIGH

1.7725 NGN

YEARLY LOW

1.5718 NGN

YEARLY AVERAGE

1.6948 NGN

2015 JMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 12, valuing the pair at 1.7725. Conversely, the yearly low was recorded on January 11, dropping to 1.5718.

This high-to-low spread represents a total annual volatility of 0.2007 NGN. From a start-to-finish perspective, comparing the January average rate of 1.6180 to the December average rate of 1.6614, the exchange rate registered a net change of 2.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.7725 was up 9.50% compared to the 2014 peak of 1.6187, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 8,862 NGN

2014 Average 7,446 NGN

Yearly Trough Low 7,859 NGN

Transaction Impact: A difference of 1,003.26 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.7462

1.6063

JanuMarcMayJulySeptNove

JMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7071, compared to 1.6825 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0246 points.

H1 Avg (Jan–Jun) 1.7071

H2 Avg (Jul–Dec) 1.6825

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.1388 NGN (High: 1.7725 / Low: 1.6337). On the other end, June was the most stable month, with a tight range of 0.0101 NGN (High: 1.7238 / Low: 1.7137).

February Spread (Volatile) ±0.1388

June Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0167 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 1.7167) against the same month in 2014 (average: 1.5241), the exchange rate shifted by +0.1926 (+12.64%).

2015 Avg (February) 1.7167

2014 Avg (February) 1.5241

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6630	1.5718	1.6180
February	1.7725	1.6337	1.7167
March	1.7552	1.7267	1.7331
April	1.7419	1.7274	1.7345
May	1.7381	1.7135	1.7224
June	1.7238	1.7137	1.7182
July	1.7218	1.7075	1.7133
August	1.7231	1.6933	1.6999
September	1.6925	1.6780	1.6832
October	1.6788	1.6574	1.6704
November	1.6770	1.6616	1.6669
December	1.6742	1.6561	1.6614