2026 JMD to NGN Historical Review

YEARLY HIGH

9.0965 NGN

YEARLY LOW

8.4913 NGN

YEARLY AVERAGE

8.7208 NGN

2026 JMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the JMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 9.0965. Conversely, the yearly low was recorded on April 16, dropping to 8.4913.

This high-to-low spread represents a total annual volatility of 0.6052 NGN. From a start-to-finish perspective, comparing the January average rate of 8.9957 to the December average rate of 8.6185, the exchange rate registered a net change of -4.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 9.0965 was down 15.40% compared to the 2025 peak of 10.7527, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 45,483 NGN

2025 Average 47,854 NGN

Yearly Trough Low 42,457 NGN

Transaction Impact: A difference of 3,026.11 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

9.0334

8.5807

JanuMarcMayJuly

JMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.7447, compared to 8.6490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0957 points.

H1 Avg (Jan–Jun) 8.7447

H2 Avg (Jul–Dec) 8.6490

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.3046 NGN (High: 8.9249 / Low: 8.6203). On the other end, August was the most stable month, with a tight range of 0.0403 NGN (High: 8.6440 / Low: 8.6038).

March Spread (Volatile) ±0.3046

August Spread (Stable) ±0.0403

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.3023 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 8.9957) against the same month in 2025 (average: 9.8867), the exchange rate shifted by -0.8911 (-9.01%).

2026 Avg (January) 8.9957

2025 Avg (January) 9.8867

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.0965	8.8463	8.9957
February	8.8857	8.6087	8.6933
March	8.9249	8.6203	8.7803
April	8.7825	8.4913	8.6243
May	8.7796	8.7084	8.7259
June	8.7697	8.5720	8.6486
July	8.7560	8.5963	8.6795
August	8.6440	8.6038	8.6185