2012 JMD to TOP Historical Review

YEARLY HIGH

0.0207 TOP

YEARLY LOW

0.0187 TOP

YEARLY AVERAGE

0.0197 TOP

2012 JMD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 0.0207. Conversely, the yearly low was recorded on December 25, dropping to 0.0187.

This high-to-low spread represents a total annual volatility of 0.0019 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0202 to the December average rate of 0.0189, the exchange rate registered a net change of -6.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0207 was down 5.49% compared to the 2011 peak of 0.0219, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 103 TOP

2011 Average 102 TOP

Yearly Trough Low 94 TOP

Transaction Impact: A difference of 9.63 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0205

0.0188

JanuMarcMayJulySeptNove

JMD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0199, compared to 0.0194 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0199

H2 Avg (Jul–Dec) 0.0194

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0014 TOP (High: 0.0207 / Low: 0.0192). On the other end, August was the most stable month, with a tight range of 0.0003 TOP (High: 0.0198 / Low: 0.0195).

May Spread (Volatile) ±0.0014

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.0202) against the same month in 2011 (average: 0.0208), the exchange rate shifted by -0.0006 (-2.84%).

2012 Avg (May) 0.0202

2011 Avg (May) 0.0208

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0204	0.0198	0.0202
February	0.0199	0.0194	0.0196
March	0.0197	0.0193	0.0195
April	0.0197	0.0194	0.0196
May	0.0207	0.0192	0.0202
June	0.0205	0.0202	0.0204
July	0.0204	0.0196	0.0201
August	0.0198	0.0195	0.0196
September	0.0199	0.0192	0.0195
October	0.0197	0.0192	0.0194
November	0.0196	0.0188	0.0191
December	0.0193	0.0187	0.0189