2020 JMD to TOP Historical Review

YEARLY HIGH

0.0178 TOP

YEARLY LOW

0.0152 TOP

YEARLY AVERAGE

0.0162 TOP

2020 JMD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0178. Conversely, the yearly low was recorded on August 19, dropping to 0.0152.

This high-to-low spread represents a total annual volatility of 0.0027 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0171 to the December average rate of 0.0159, the exchange rate registered a net change of -6.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0178 was down 1.88% compared to the 2019 peak of 0.0182, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 89 TOP

2019 Average 86 TOP

Yearly Trough Low 76 TOP

Transaction Impact: A difference of 13.36 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0176

0.0151

JanuMarcMayJulySeptNove

JMD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0167, compared to 0.0158 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0167

H2 Avg (Jul–Dec) 0.0158

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0013 TOP (High: 0.0176 / Low: 0.0163). On the other end, August was the most stable month, with a tight range of 0.0003 TOP (High: 0.0155 / Low: 0.0152).

April Spread (Volatile) ±0.0013

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0174) against the same month in 2019 (average: 0.0179), the exchange rate shifted by -0.0006 (-3.12%).

2020 Avg (March) 0.0174

2019 Avg (March) 0.0179

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0174	0.0165	0.0171
February	0.0169	0.0163	0.0166
March	0.0178	0.0169	0.0174
April	0.0176	0.0163	0.0170
May	0.0164	0.0156	0.0160
June	0.0164	0.0158	0.0161
July	0.0165	0.0154	0.0159
August	0.0155	0.0152	0.0153
September	0.0163	0.0153	0.0159
October	0.0163	0.0158	0.0160
November	0.0160	0.0155	0.0157
December	0.0160	0.0156	0.0159