2025 JMD to TOP Historical Review

YEARLY HIGH

0.0157 TOP

YEARLY LOW

0.0149 TOP

YEARLY AVERAGE

0.0151 TOP

2025 JMD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.0157. Conversely, the yearly low was recorded on October 18, dropping to 0.0149.

This high-to-low spread represents a total annual volatility of 0.0007 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0155 to the December average rate of 0.0151, the exchange rate registered a net change of -2.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0157 was up 0.47% compared to the 2024 peak of 0.0156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 78 TOP

2024 Average 76 TOP

Yearly Trough Low 75 TOP

Transaction Impact: A difference of 3.62 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0155

0.0150

JanuMarcMayJulySeptNove

JMD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0153, compared to 0.0150 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0153

H2 Avg (Jul–Dec) 0.0150

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0005 TOP (High: 0.0157 / Low: 0.0152). On the other end, May was the most stable month, with a tight range of 0.0001 TOP (High: 0.0152 / Low: 0.0151).

February Spread (Volatile) ±0.0005

May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0155) against the same month in 2024 (average: 0.0152), the exchange rate shifted by +0.0003 (+1.88%).

2025 Avg (January) 0.0155

2024 Avg (January) 0.0152

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0157	0.0153	0.0155
February	0.0157	0.0152	0.0153
March	0.0155	0.0152	0.0153
April	0.0153	0.0152	0.0152
May	0.0152	0.0151	0.0151
June	0.0151	0.0150	0.0151
July	0.0151	0.0150	0.0151
August	0.0152	0.0150	0.0151
September	0.0151	0.0150	0.0150
October	0.0151	0.0149	0.0150
November	0.0151	0.0150	0.0150
December	0.0151	0.0150	0.0151