2015 JMD to TOP Historical Review

YEARLY HIGH

0.0193 TOP

YEARLY LOW

0.0171 TOP

YEARLY AVERAGE

0.0181 TOP

2015 JMD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 31, valuing the pair at 0.0193. Conversely, the yearly low was recorded on January 30, dropping to 0.0171.

This high-to-low spread represents a total annual volatility of 0.0022 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0172 to the December average rate of 0.0187, the exchange rate registered a net change of 8.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0193 was up 7.83% compared to the 2014 peak of 0.0179, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 96 TOP

2014 Average 85 TOP

Yearly Trough Low 85 TOP

Transaction Impact: A difference of 10.85 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0192

0.0171

JanuMarcMayJulySeptNove

JMD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0176, compared to 0.0187 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0176

H2 Avg (Jul–Dec) 0.0187

Volatility Range Comparison

Volatility

The most volatile month in 2015 was September, with a trading range of 0.0010 TOP (High: 0.0193 / Low: 0.0182). On the other end, April was the most stable month, with a tight range of 0.0002 TOP (High: 0.0177 / Low: 0.0176).

September Spread (Volatile) ±0.0010

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.0190) against the same month in 2014 (average: 0.0165), the exchange rate shifted by +0.0025 (+15.04%).

2015 Avg (August) 0.0190

2014 Avg (August) 0.0165

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0173	0.0171	0.0172
February	0.0176	0.0171	0.0174
March	0.0178	0.0173	0.0175
April	0.0177	0.0176	0.0177
May	0.0177	0.0174	0.0175
June	0.0187	0.0177	0.0180
July	0.0192	0.0183	0.0186
August	0.0193	0.0189	0.0190
September	0.0193	0.0182	0.0186
October	0.0189	0.0185	0.0187
November	0.0189	0.0185	0.0186
December	0.0190	0.0186	0.0187