2012 JOD to HNL Historical Review

YEARLY HIGH

28.0610 HNL

YEARLY LOW

26.7380 HNL

YEARLY AVERAGE

27.2523 HNL

2012 JOD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JOD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 28.0610. Conversely, the yearly low was recorded on January 2, dropping to 26.7380.

This high-to-low spread represents a total annual volatility of 1.3230 HNL. From a start-to-finish perspective, comparing the January average rate of 26.8551 to the December average rate of 27.9545, the exchange rate registered a net change of 4.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 28.0610 was up 4.81% compared to the 2011 peak of 26.7726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 140,305 HNL

2011 Average 133,382 HNL

Yearly Trough Low 133,690 HNL

Transaction Impact: A difference of 6,614.83 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

28.0645

26.7451

JanuMarcMayJulySeptNove

JOD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.8713, compared to 27.6333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7620 points.

H1 Avg (Jan–Jun) 26.8713

H2 Avg (Jul–Dec) 27.6333

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.7558 HNL (High: 27.6903 / Low: 26.9345). On the other end, April was the most stable month, with a tight range of 0.0405 HNL (High: 26.8861 / Low: 26.8456).

August Spread (Volatile) ±0.7558

April Spread (Stable) ±0.0405

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0158 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0158

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 27.9545) against the same month in 2011 (average: 26.7186), the exchange rate shifted by +1.2360 (+4.63%).

2012 Avg (December) 27.9545

2011 Avg (December) 26.7186

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	26.9112	26.7380	26.8551
February	26.9091	26.8443	26.8709
March	26.9029	26.8574	26.8829
April	26.8861	26.8456	26.8671
May	26.9022	26.8528	26.8749
June	26.9125	26.7815	26.8767
July	27.3505	26.8344	26.9239
August	27.6903	26.9345	27.4859
September	27.8587	27.5279	27.6887
October	27.8822	27.6377	27.8124
November	27.9754	27.8493	27.9344
December	28.0610	27.8215	27.9545