2020 JOD to HNL Historical Review

YEARLY HIGH

35.6911 HNL

YEARLY LOW

34.0689 HNL

YEARLY AVERAGE

34.8889 HNL

2020 JOD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JOD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 35.6911. Conversely, the yearly low was recorded on December 27, dropping to 34.0689.

This high-to-low spread represents a total annual volatility of 1.6222 HNL. From a start-to-finish perspective, comparing the January average rate of 34.9594 to the December average rate of 34.1974, the exchange rate registered a net change of -2.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 35.6911 was up 0.92% compared to the 2019 peak of 35.3652, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 178,456 HNL

2019 Average 173,127 HNL

Yearly Trough Low 170,344 HNL

Transaction Impact: A difference of 8,111.09 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

35.3198

34.0954

JanuMarcMayJulySeptNove

JOD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.0952, compared to 34.6827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4125 points.

H1 Avg (Jan–Jun) 35.0952

H2 Avg (Jul–Dec) 34.6827

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 1.0415 HNL (High: 35.6911 / Low: 34.6496). On the other end, October was the most stable month, with a tight range of 0.2116 HNL (High: 34.7673 / Low: 34.5557).

January Spread (Volatile) ±1.0415

October Spread (Stable) ±0.2116

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2432 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2432

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 34.9594) against the same month in 2019 (average: 34.4265), the exchange rate shifted by +0.5329 (+1.55%).

2020 Avg (January) 34.9594

2019 Avg (January) 34.4265

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.6911	34.6496	34.9594
February	35.1904	34.7282	35.0083
March	35.2794	34.6249	35.0862
April	35.2609	34.8958	35.1346
May	35.2784	35.0076	35.2178
June	35.2327	34.9915	35.1648
July	35.1904	34.9007	35.0937
August	35.1904	34.6678	34.8715
September	34.9788	34.7416	34.8495
October	34.7673	34.5557	34.6636
November	34.6562	34.2150	34.4204
December	34.3276	34.0689	34.1974