2016 JOD to HNL Historical Review

YEARLY HIGH

33.1358 HNL

YEARLY LOW

31.4239 HNL

YEARLY AVERAGE

32.1286 HNL

2016 JOD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JOD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 33.1358. Conversely, the yearly low was recorded on January 3, dropping to 31.4239.

This high-to-low spread represents a total annual volatility of 1.7119 HNL. From a start-to-finish perspective, comparing the January average rate of 31.6298 to the December average rate of 32.9302, the exchange rate registered a net change of 4.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 33.1358 was up 5.27% compared to the 2015 peak of 31.4761, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 165,679 HNL

2015 Average 153,065 HNL

Yearly Trough Low 157,119 HNL

Transaction Impact: A difference of 8,559.50 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

33.0602

31.4998

JanuMarcMayJulySeptNove

JOD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.8604, compared to 32.3967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5363 points.

H1 Avg (Jan–Jun) 31.8604

H2 Avg (Jul–Dec) 32.3967

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.6551 HNL (High: 32.7691 / Low: 32.1140). On the other end, April was the most stable month, with a tight range of 0.1102 HNL (High: 31.9129 / Low: 31.8027).

November Spread (Volatile) ±0.6551

April Spread (Stable) ±0.1102

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0514 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0514

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 32.9302) against the same month in 2015 (average: 30.8562), the exchange rate shifted by +2.0740 (+6.72%).

2016 Avg (December) 32.9302

2015 Avg (December) 30.8562

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.8493	31.4239	31.6298
February	31.9781	31.6554	31.8560
March	32.0249	31.8171	31.9044
April	31.9129	31.8027	31.8530
May	31.9660	31.7843	31.8777
June	32.1663	31.9422	32.0416
July	32.2902	32.0065	32.1537
August	32.4039	32.1471	32.2620
September	32.3419	32.1223	32.2470
October	32.4103	32.0528	32.2697
November	32.7691	32.1140	32.5175
December	33.1358	32.6600	32.9302