2020 KMF to NPR Historical Review

YEARLY HIGH

0.2941 NPR

YEARLY LOW

0.0057 NPR

YEARLY AVERAGE

0.2738 NPR

2020 KMF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KMF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.2941. Conversely, the yearly low was recorded on December 15, dropping to 0.0057.

This high-to-low spread represents a total annual volatility of 0.2883 NPR. From a start-to-finish perspective, comparing the January average rate of 0.2570 to the December average rate of 0.2820, the exchange rate registered a net change of 9.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2941 was up 10.30% compared to the 2019 peak of 0.2666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 1,470 NPR

2019 Average 1,277 NPR

Yearly Trough Low 29 NPR

Transaction Impact: A difference of 1,441.63 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2903

0.2501

JanuMarcMayJulySeptNove

KMF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2651, compared to 0.2825 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0174 points.

H1 Avg (Jan–Jun) 0.2651

H2 Avg (Jul–Dec) 0.2825

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.2883 NPR (High: 0.2941 / Low: 0.0057). On the other end, September was the most stable month, with a tight range of 0.0051 NPR (High: 0.2835 / Low: 0.2784).

December Spread (Volatile) ±0.2883

September Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0060 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2820) against the same month in 2019 (average: 0.2568), the exchange rate shifted by +0.0252 (+9.81%).

2020 Avg (December) 0.2820

2019 Avg (December) 0.2568

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2616	0.2547	0.2570
February	0.2581	0.2502	0.2535
March	0.2750	0.2581	0.2664
April	0.2725	0.2663	0.2687
May	0.2727	0.2649	0.2680
June	0.2803	0.2730	0.2772
July	0.2861	0.2725	0.2787
August	0.2903	0.2840	0.2869
September	0.2835	0.2784	0.2810
October	0.2845	0.2788	0.2810
November	0.2875	0.2814	0.2856
December	0.2941	0.0057	0.2820