2020 LRD to RSD Historical Review

YEARLY HIGH

0.6356 RSD

YEARLY LOW

0.4941 RSD

YEARLY AVERAGE

0.5401 RSD

2020 LRD to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 20, valuing the pair at 0.6356. Conversely, the yearly low was recorded on August 18, dropping to 0.4941.

This high-to-low spread represents a total annual volatility of 0.1416 RSD. From a start-to-finish perspective, comparing the January average rate of 0.5531 to the December average rate of 0.5991, the exchange rate registered a net change of 8.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6356 was down 3.70% compared to the 2019 peak of 0.6600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 3,178 RSD

2019 Average 2,853 RSD

Yearly Trough Low 2,470 RSD

Transaction Impact: A difference of 707.93 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6098

0.4888

JanuMarcMayJulySeptNove

LRD to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5422, compared to 0.5381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 0.5422

H2 Avg (Jul–Dec) 0.5381

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0839 RSD (High: 0.6356 / Low: 0.5517). On the other end, August was the most stable month, with a tight range of 0.0086 RSD (High: 0.5027 / Low: 0.4941).

November Spread (Volatile) ±0.0839

August Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0183 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0183

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.5997) against the same month in 2019 (average: 0.5299), the exchange rate shifted by +0.0698 (+13.17%).

2020 Avg (November) 0.5997

2019 Avg (November) 0.5299

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5609	0.5449	0.5531
February	0.5536	0.5384	0.5480
March	0.5571	0.5212	0.5378
April	0.5514	0.5399	0.5462
May	0.5487	0.5333	0.5431
June	0.5321	0.5201	0.5248
July	0.5252	0.4972	0.5151
August	0.5027	0.4941	0.4989
September	0.5082	0.4948	0.5011
October	0.5517	0.5016	0.5149
November	0.6356	0.5517	0.5997
December	0.6173	0.5838	0.5991