2014 LTL to BAM Historical Review

YEARLY HIGH

0.5687 BAM

YEARLY LOW

0.5658 BAM

YEARLY AVERAGE

0.5667 BAM

2014 LTL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LTL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 0.5687. Conversely, the yearly low was recorded on December 14, dropping to 0.5658.

This high-to-low spread represents a total annual volatility of 0.0029 BAM. From a start-to-finish perspective, comparing the January average rate of 0.5667 to the December average rate of 0.5667, the exchange rate registered a net change of 0.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.5687 was up 0.09% compared to the 2013 peak of 0.5682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 2,844 BAM

2013 Average 2,834 BAM

Yearly Trough Low 2,829 BAM

Transaction Impact: A difference of 14.53 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.5668

0.5667

JanuMarcMayJulySeptNove

LTL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5668, compared to 0.5667 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.5668

H2 Avg (Jul–Dec) 0.5667

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0025 BAM (High: 0.5687 / Low: 0.5663). On the other end, April was the most stable month, with a tight range of 0.0006 BAM (High: 0.5672 / Low: 0.5666).

November Spread (Volatile) ±0.0025

April Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0001 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.5668) against the same month in 2013 (average: 0.5668), the exchange rate shifted by +0.0000 (+0.00%).

2014 Avg (November) 0.5668

2013 Avg (November) 0.5668

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5671	0.5664	0.5667
February	0.5681	0.5666	0.5668
March	0.5680	0.5665	0.5668
April	0.5672	0.5666	0.5668
May	0.5673	0.5663	0.5667
June	0.5672	0.5665	0.5667
July	0.5668	0.5662	0.5667
August	0.5679	0.5665	0.5668
September	0.5676	0.5664	0.5667
October	0.5674	0.5660	0.5667
November	0.5687	0.5663	0.5668
December	0.5681	0.5658	0.5667