2015 LTL to BAM Historical Review

YEARLY HIGH

0.6354 BAM

YEARLY LOW

0.5639 BAM

YEARLY AVERAGE

0.5834 BAM

2015 LTL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LTL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.6354. Conversely, the yearly low was recorded on August 24, dropping to 0.5639.

This high-to-low spread represents a total annual volatility of 0.0715 BAM. From a start-to-finish perspective, comparing the January average rate of 0.5720 to the December average rate of 0.5776, the exchange rate registered a net change of 0.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6354 was up 11.73% compared to the 2014 peak of 0.5687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 3,177 BAM

2014 Average 2,834 BAM

Yearly Trough Low 2,820 BAM

Transaction Impact: A difference of 357.54 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6215

0.5675

JanuMarcMayJulySeptNove

LTL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5912, compared to 0.5756 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0156 points.

H1 Avg (Jan–Jun) 0.5912

H2 Avg (Jul–Dec) 0.5756

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0516 BAM (High: 0.6354 / Low: 0.5838). On the other end, September was the most stable month, with a tight range of 0.0084 BAM (High: 0.5767 / Low: 0.5684).

March Spread (Volatile) ±0.0516

September Spread (Stable) ±0.0084

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0257 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.6146) against the same month in 2014 (average: 0.5668), the exchange rate shifted by +0.0478 (+8.43%).

2015 Avg (March) 0.6146

2014 Avg (March) 0.5668

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5841	0.5659	0.5720
February	0.5836	0.5751	0.5789
March	0.6354	0.5838	0.6146
April	0.6302	0.5969	0.6170
May	0.6116	0.5729	0.5912
June	0.6095	0.5664	0.5736
July	0.5796	0.5699	0.5748
August	0.5776	0.5639	0.5728
September	0.5767	0.5684	0.5735
October	0.5801	0.5663	0.5728
November	0.5862	0.5742	0.5820
December	0.5847	0.5721	0.5776