YEARLY HIGH
1.9190 BAM
YEARLY LOW
1.6521 BAM
YEARLY AVERAGE
1.7349 BAM

2025 LTL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LTL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 1.9190. Conversely, the yearly low was recorded on September 17, dropping to 1.6521.

This high-to-low spread represents a total annual volatility of 0.2669 BAM. From a start-to-finish perspective, comparing the January average rate of 1.8894 to the December average rate of 1.6696, the exchange rate registered a net change of -11.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.9190 was up 1.84% compared to the 2024 peak of 1.8844, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 9,595 BAM
2024 Average 9,038 BAM
Yearly Trough Low 8,260 BAM
Transaction Impact: A difference of 1,334.54 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.9116
1.6452
JanuMarcMayJulySeptNove

LTL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7931, compared to 1.6766 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1165 points.

H1 Avg (Jan–Jun) 1.7931
H2 Avg (Jul–Dec) 1.6766

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1132 BAM (High: 1.8121 / Low: 1.6989). On the other end, November was the most stable month, with a tight range of 0.0200 BAM (High: 1.7024 / Low: 1.6823).

April Spread (Volatile) ±0.1132
November Spread (Stable) ±0.0200

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0679 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0679

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.8894) against the same month in 2024 (average: 1.7920), the exchange rate shifted by +0.0974 (+5.44%).

2025 Avg (January) 1.8894
2024 Avg (January) 1.7920

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9190 1.8604 1.8894
February 1.9146 1.8629 1.8788
March 1.8843 1.7906 1.8110
April 1.8121 1.6989 1.7475
May 1.7618 1.7181 1.7339
June 1.7336 1.6670 1.6983
July 1.7089 1.6561 1.6726
August 1.7132 1.6681 1.6792
September 1.6812 1.6521 1.6674
October 1.6931 1.6643 1.6799
November 1.7024 1.6823 1.6911
December 1.6848 1.6587 1.6696