YEARLY HIGH
3.2433 MAD
YEARLY LOW
3.1773 MAD
YEARLY AVERAGE
3.2144 MAD

2012 LTL to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LTL to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 3.2433. Conversely, the yearly low was recorded on July 23, dropping to 3.1773.

This high-to-low spread represents a total annual volatility of 0.0659 MAD. From a start-to-finish perspective, comparing the January average rate of 3.2188 to the December average rate of 3.2268, the exchange rate registered a net change of 0.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.2433 was down 1.96% compared to the 2011 peak of 3.3082, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 16,216 MAD
2011 Average 16,301 MAD
Yearly Trough Low 15,887 MAD
Transaction Impact: A difference of 329.66 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.2356
3.1832
JanuMarcMayJulySeptNove

LTL to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2196, compared to 3.2092 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0104 points.

H1 Avg (Jan–Jun) 3.2196
H2 Avg (Jul–Dec) 3.2092

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0424 MAD (High: 3.2337 / Low: 3.1913). On the other end, October was the most stable month, with a tight range of 0.0131 MAD (High: 3.2285 / Low: 3.2154).

May Spread (Volatile) ±0.0424
October Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0170 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 3.2302) against the same month in 2011 (average: 3.2500), the exchange rate shifted by -0.0199 (-0.61%).

2012 Avg (February) 3.2302
2011 Avg (February) 3.2500

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2318 3.2065 3.2188
February 3.2433 3.2183 3.2302
March 3.2395 3.2219 3.2312
April 3.2400 3.2202 3.2286
May 3.2337 3.1913 3.2116
June 3.2072 3.1813 3.1974
July 3.2054 3.1773 3.1876
August 3.2006 3.1848 3.1918
September 3.2279 3.2016 3.2147
October 3.2285 3.2154 3.2206
November 3.2231 3.2045 3.2135
December 3.2355 3.2168 3.2268