YEARLY HIGH
3.2639 MAD
YEARLY LOW
3.2078 MAD
YEARLY AVERAGE
3.2335 MAD

2013 LTL to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LTL to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 3.2639. Conversely, the yearly low was recorded on July 10, dropping to 3.2078.

This high-to-low spread represents a total annual volatility of 0.0561 MAD. From a start-to-finish perspective, comparing the January average rate of 3.2333 to the December average rate of 3.2556, the exchange rate registered a net change of 0.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.2639 was up 0.63% compared to the 2012 peak of 3.2433, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 16,319 MAD
2012 Average 16,072 MAD
Yearly Trough Low 16,039 MAD
Transaction Impact: A difference of 280.27 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.2594
3.2137
JanuMarcMayJulySeptNove

LTL to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2255, compared to 3.2414 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0159 points.

H1 Avg (Jan–Jun) 3.2255
H2 Avg (Jul–Dec) 3.2414

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0292 MAD (High: 3.2471 / Low: 3.2179). On the other end, August was the most stable month, with a tight range of 0.0099 MAD (High: 3.2410 / Low: 3.2311).

February Spread (Volatile) ±0.0292
August Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0171 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0171

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 3.2556) against the same month in 2012 (average: 3.2268), the exchange rate shifted by +0.0288 (+0.89%).

2013 Avg (December) 3.2556
2012 Avg (December) 3.2268

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2473 3.2187 3.2333
February 3.2471 3.2179 3.2346
March 3.2231 3.2092 3.2175
April 3.2269 3.2107 3.2209
May 3.2299 3.2116 3.2191
June 3.2381 3.2177 3.2278
July 3.2346 3.2078 3.2233
August 3.2410 3.2311 3.2365
September 3.2470 3.2280 3.2380
October 3.2589 3.2463 3.2513
November 3.2522 3.2355 3.2437
December 3.2639 3.2452 3.2556