YEARLY HIGH
3.2646 MAD
YEARLY LOW
3.1784 MAD
YEARLY AVERAGE
3.2333 MAD

2014 LTL to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LTL to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 7, valuing the pair at 3.2646. Conversely, the yearly low was recorded on December 29, dropping to 3.1784.

This high-to-low spread represents a total annual volatility of 0.0862 MAD. From a start-to-finish perspective, comparing the January average rate of 3.2479 to the December average rate of 3.1869, the exchange rate registered a net change of -1.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.2646 was up 0.02% compared to the 2013 peak of 3.2639, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 16,323 MAD
2013 Average 16,167 MAD
Yearly Trough Low 15,892 MAD
Transaction Impact: A difference of 430.80 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.2636
3.1799
JanuMarcMayJulySeptNove

LTL to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2518, compared to 3.2149 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0368 points.

H1 Avg (Jan–Jun) 3.2518
H2 Avg (Jul–Dec) 3.2149

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0235 MAD (High: 3.2290 / Low: 3.2055). On the other end, April was the most stable month, with a tight range of 0.0099 MAD (High: 3.2594 / Low: 3.2495).

September Spread (Volatile) ±0.0235
April Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0184 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0184

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 3.2538) against the same month in 2013 (average: 3.2191), the exchange rate shifted by +0.0347 (+1.08%).

2014 Avg (May) 3.2538
2013 Avg (May) 3.2191

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2571 3.2425 3.2479
February 3.2555 3.2426 3.2493
March 3.2624 3.2507 3.2567
April 3.2594 3.2495 3.2540
May 3.2646 3.2443 3.2538
June 3.2531 3.2425 3.2489
July 3.2555 3.2360 3.2468
August 3.2413 3.2272 3.2349
September 3.2290 3.2055 3.2165
October 3.2150 3.1997 3.2080
November 3.2118 3.1887 3.1964
December 3.1952 3.1784 3.1869