YEARLY HIGH
3.4537 MAD
YEARLY LOW
3.1335 MAD
YEARLY AVERAGE
3.2262 MAD

2015 LTL to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LTL to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 3.4537. Conversely, the yearly low was recorded on June 7, dropping to 3.1335.

This high-to-low spread represents a total annual volatility of 0.3202 MAD. From a start-to-finish perspective, comparing the January average rate of 3.1845 to the December average rate of 3.1844, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.4537 was up 5.79% compared to the 2014 peak of 3.2646, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 17,268 MAD
2014 Average 16,166 MAD
Yearly Trough Low 15,667 MAD
Transaction Impact: A difference of 1,601.12 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.4015
3.1514
JanuMarcMayJulySeptNove

LTL to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2677, compared to 3.1847 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0830 points.

H1 Avg (Jan–Jun) 3.2677
H2 Avg (Jul–Dec) 3.1847

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.2330 MAD (High: 3.4537 / Low: 3.2207). On the other end, November was the most stable month, with a tight range of 0.0190 MAD (High: 3.1946 / Low: 3.1756).

March Spread (Volatile) ±0.2330
November Spread (Stable) ±0.0190

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0989 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0989

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 3.3659) against the same month in 2014 (average: 3.2567), the exchange rate shifted by +0.1093 (+3.36%).

2015 Avg (March) 3.3659
2014 Avg (March) 3.2567

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2292 3.1620 3.1845
February 3.2217 3.1939 3.2052
March 3.4537 3.2207 3.3659
April 3.4296 3.3138 3.3806
May 3.3613 3.2076 3.2817
June 3.3570 3.1335 3.1880
July 3.1867 3.1531 3.1722
August 3.2011 3.1617 3.1784
September 3.2060 3.1821 3.1962
October 3.2153 3.1735 3.1909
November 3.1946 3.1756 3.1860
December 3.2122 3.1660 3.1844