2012 LTL to SGD Historical Review

YEARLY HIGH

0.4876 SGD

YEARLY LOW

0.4411 SGD

YEARLY AVERAGE

0.4652 SGD

2012 LTL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LTL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.4876. Conversely, the yearly low was recorded on July 24, dropping to 0.4411.

This high-to-low spread represents a total annual volatility of 0.0465 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4781 to the December average rate of 0.4638, the exchange rate registered a net change of -3.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4876 was down 8.06% compared to the 2011 peak of 0.5304, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 2,438 SGD

2011 Average 2,532 SGD

Yearly Trough Low 2,206 SGD

Transaction Impact: A difference of 232.64 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4846

0.4447

JanuMarcMayJulySeptNove

LTL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4748, compared to 0.4557 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0191 points.

H1 Avg (Jan–Jun) 0.4748

H2 Avg (Jul–Dec) 0.4557

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0224 SGD (High: 0.4635 / Low: 0.4411). On the other end, June was the most stable month, with a tight range of 0.0059 SGD (High: 0.4664 / Low: 0.4605).

July Spread (Volatile) ±0.0224

June Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0151 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.4803) against the same month in 2011 (average: 0.5043), the exchange rate shifted by -0.0240 (-4.76%).

2012 Avg (February) 0.4803

2011 Avg (February) 0.5043

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4870	0.4735	0.4781
February	0.4876	0.4725	0.4803
March	0.4858	0.4767	0.4813
April	0.4855	0.4727	0.4768
May	0.4737	0.4621	0.4682
June	0.4664	0.4605	0.4639
July	0.4635	0.4411	0.4488
August	0.4552	0.4427	0.4481
September	0.4643	0.4541	0.4588
October	0.4639	0.4564	0.4600
November	0.4593	0.4500	0.4546
December	0.4691	0.4575	0.4638