2015 LTL to SGD Historical Review

YEARLY HIGH

0.4745 SGD

YEARLY LOW

0.4360 SGD

YEARLY AVERAGE

0.4548 SGD

2015 LTL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LTL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.4745. Conversely, the yearly low was recorded on June 28, dropping to 0.4360.

This high-to-low spread represents a total annual volatility of 0.0385 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4546 to the December average rate of 0.4531, the exchange rate registered a net change of -0.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4745 was down 6.99% compared to the 2014 peak of 0.5101, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 2,372 SGD

2014 Average 2,437 SGD

Yearly Trough Low 2,180 SGD

Transaction Impact: A difference of 192.37 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4711

0.4371

JanuMarcMayJulySeptNove

LTL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4551, compared to 0.4545 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.4551

H2 Avg (Jul–Dec) 0.4545

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0259 SGD (High: 0.4688 / Low: 0.4430). On the other end, February was the most stable month, with a tight range of 0.0040 SGD (High: 0.4574 / Low: 0.4533).

August Spread (Volatile) ±0.0259

February Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0099 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.4683) against the same month in 2014 (average: 0.5075), the exchange rate shifted by -0.0392 (-7.72%).

2015 Avg (March) 0.4683

2014 Avg (March) 0.5075

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4637	0.4473	0.4546
February	0.4574	0.4533	0.4553
March	0.4745	0.4550	0.4683
April	0.4673	0.4500	0.4599
May	0.4602	0.4399	0.4500
June	0.4616	0.4360	0.4427
July	0.4436	0.4366	0.4399
August	0.4688	0.4430	0.4557
September	0.4703	0.4616	0.4664
October	0.4716	0.4511	0.4605
November	0.4552	0.4468	0.4516
December	0.4563	0.4465	0.4531