2016 LTL to SGD Historical Review

YEARLY HIGH

0.4648 SGD

YEARLY LOW

0.4357 SGD

YEARLY AVERAGE

0.4475 SGD

2016 LTL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the LTL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.4648. Conversely, the yearly low was recorded on December 21, dropping to 0.4357.

This high-to-low spread represents a total annual volatility of 0.0291 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4603 to the December average rate of 0.4384, the exchange rate registered a net change of -4.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.4648 was down 2.04% compared to the 2015 peak of 0.4745, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 2,324 SGD

2015 Average 2,274 SGD

Yearly Trough Low 2,179 SGD

Transaction Impact: A difference of 145.52 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.4626

0.4353

JanuMarcMayJulySeptNove

LTL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4517, compared to 0.4432 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0084 points.

H1 Avg (Jan–Jun) 0.4517

H2 Avg (Jul–Dec) 0.4432

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0170 SGD (High: 0.4544 / Low: 0.4374). On the other end, July was the most stable month, with a tight range of 0.0032 SGD (High: 0.4393 / Low: 0.4361).

November Spread (Volatile) ±0.0170

July Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0102 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.4603) against the same month in 2015 (average: 0.4546), the exchange rate shifted by +0.0057 (+1.25%).

2016 Avg (January) 0.4603

2015 Avg (January) 0.4546

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4648	0.4539	0.4603
February	0.4615	0.4525	0.4579
March	0.4509	0.4428	0.4477
April	0.4490	0.4433	0.4466
May	0.4549	0.4460	0.4525
June	0.4528	0.4361	0.4450
July	0.4393	0.4361	0.4376
August	0.4480	0.4365	0.4414
September	0.4502	0.4434	0.4470
October	0.4527	0.4469	0.4494
November	0.4544	0.4374	0.4456
December	0.4413	0.4357	0.4384