2013 LTL to SGD Historical Review

YEARLY HIGH

0.5062 SGD

YEARLY LOW

0.4603 SGD

YEARLY AVERAGE

0.4813 SGD

2013 LTL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LTL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.5062. Conversely, the yearly low was recorded on April 2, dropping to 0.4603.

This high-to-low spread represents a total annual volatility of 0.0459 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4729 to the December average rate of 0.4997, the exchange rate registered a net change of 5.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.5062 was up 3.80% compared to the 2012 peak of 0.4876, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 2,531 SGD

2012 Average 2,326 SGD

Yearly Trough Low 2,301 SGD

Transaction Impact: A difference of 229.29 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.5030

0.4638

JanuMarcMayJulySeptNove

LTL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4729, compared to 0.4897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0168 points.

H1 Avg (Jan–Jun) 0.4729

H2 Avg (Jul–Dec) 0.4897

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0218 SGD (High: 0.4864 / Low: 0.4646). On the other end, September was the most stable month, with a tight range of 0.0056 SGD (High: 0.4919 / Low: 0.4863).

January Spread (Volatile) ±0.0218

September Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0113 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.4997) against the same month in 2012 (average: 0.4638), the exchange rate shifted by +0.0359 (+7.75%).

2013 Avg (December) 0.4997

2012 Avg (December) 0.4638

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4864	0.4646	0.4729
February	0.4904	0.4689	0.4791
March	0.4722	0.4605	0.4679
April	0.4707	0.4603	0.4671
May	0.4755	0.4655	0.4694
June	0.4883	0.4737	0.4811
July	0.4891	0.4745	0.4803
August	0.4970	0.4861	0.4906
September	0.4919	0.4863	0.4887
October	0.4945	0.4872	0.4912
November	0.4945	0.4828	0.4876
December	0.5062	0.4931	0.4997