2012 LVL to HRK Historical Review

YEARLY HIGH

10.9469 HRK

YEARLY LOW

10.6107 HRK

YEARLY AVERAGE

10.7868 HRK

2012 LVL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LVL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 10.9469. Conversely, the yearly low was recorded on September 23, dropping to 10.6107.

This high-to-low spread represents a total annual volatility of 0.3362 HRK. From a start-to-finish perspective, comparing the January average rate of 10.8116 to the December average rate of 10.8135, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 10.9469 was up 1.32% compared to the 2011 peak of 10.8047, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LVL based on timing:

Yearly Peak High 54,734 HRK

2011 Average 52,768 HRK

Yearly Trough Low 53,053 HRK

Transaction Impact: A difference of 1,681.11 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

10.8685

10.6497

JanuMarcMayJulySeptNove

LVL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.8022, compared to 10.7715 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0307 points.

H1 Avg (Jan–Jun) 10.8022

H2 Avg (Jul–Dec) 10.7715

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.2020 HRK (High: 10.9469 / Low: 10.7449). On the other end, December was the most stable month, with a tight range of 0.0528 HRK (High: 10.8415 / Low: 10.7887).

July Spread (Volatile) ±0.2020

December Spread (Stable) ±0.0528

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0846 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0846

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 10.7811) against the same month in 2011 (average: 10.5029), the exchange rate shifted by +0.2781 (+2.65%).

2012 Avg (July) 10.7811

2011 Avg (July) 10.5029

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8525	10.7763	10.8116
February	10.8849	10.8057	10.8503
March	10.8607	10.7263	10.8065
April	10.7886	10.6666	10.7219
May	10.8691	10.7187	10.7989
June	10.8590	10.7885	10.8239
July	10.9469	10.7449	10.7811
August	10.8091	10.7023	10.7490
September	10.7313	10.6107	10.6679
October	10.8640	10.6690	10.7891
November	10.8552	10.8022	10.8284
December	10.8415	10.7887	10.8135