2015 LVL to HRK Historical Review

YEARLY HIGH

11.0538 HRK

YEARLY LOW

10.6489 HRK

YEARLY AVERAGE

10.8642 HRK

2015 LVL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LVL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 11.0538. Conversely, the yearly low was recorded on August 24, dropping to 10.6489.

This high-to-low spread represents a total annual volatility of 0.4050 HRK. From a start-to-finish perspective, comparing the January average rate of 10.9434 to the December average rate of 10.9727, the exchange rate registered a net change of 0.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 11.0538 was up 0.20% compared to the 2014 peak of 11.0314, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LVL based on timing:

Yearly Peak High 55,269 HRK

2014 Average 54,379 HRK

Yearly Trough Low 53,244 HRK

Transaction Impact: A difference of 2,024.91 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

10.9946

10.7316

JanuMarcMayJulySeptNove

LVL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.8523, compared to 10.8761 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0237 points.

H1 Avg (Jan–Jun) 10.8523

H2 Avg (Jul–Dec) 10.8761

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.2886 HRK (High: 10.9374 / Low: 10.6489). On the other end, February was the most stable month, with a tight range of 0.0738 HRK (High: 10.9932 / Low: 10.9194).

August Spread (Volatile) ±0.2886

February Spread (Stable) ±0.0738

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0942 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0942

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 10.9727) against the same month in 2014 (average: 10.9093), the exchange rate shifted by +0.0634 (+0.58%).

2015 Avg (December) 10.9727

2014 Avg (December) 10.9093

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.0078	10.9091	10.9434
February	10.9932	10.9194	10.9630
March	10.9222	10.8234	10.8688
April	10.8983	10.7508	10.8064
May	10.7956	10.7087	10.7535
June	10.8490	10.7225	10.7790
July	10.9670	10.8161	10.8964
August	10.9374	10.6489	10.8129
September	10.9423	10.7264	10.8250
October	10.9794	10.7884	10.8798
November	10.9972	10.8083	10.8696
December	11.0538	10.7654	10.9727