2013 LVL to HRK Historical Review

YEARLY HIGH

10.8939 HRK

YEARLY LOW

10.6152 HRK

YEARLY AVERAGE

10.8043 HRK

2013 LVL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LVL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 10.8939. Conversely, the yearly low was recorded on July 2, dropping to 10.6152.

This high-to-low spread represents a total annual volatility of 0.2787 HRK. From a start-to-finish perspective, comparing the January average rate of 10.8473 to the December average rate of 10.8688, the exchange rate registered a net change of 0.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 10.8939 was down 0.48% compared to the 2012 peak of 10.9469, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LVL based on timing:

Yearly Peak High 54,470 HRK

2012 Average 53,934 HRK

Yearly Trough Low 53,076 HRK

Transaction Impact: A difference of 1,393.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

10.8880

10.6580

JanuMarcMayJulySeptNove

LVL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.8093, compared to 10.7993 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 10.8093

H2 Avg (Jul–Dec) 10.7993

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.1613 HRK (High: 10.7765 / Low: 10.6152). On the other end, October was the most stable month, with a tight range of 0.0335 HRK (High: 10.8574 / Low: 10.8239).

June Spread (Volatile) ±0.1613

October Spread (Stable) ±0.0335

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1360 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1360

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 10.8587) against the same month in 2012 (average: 10.7219), the exchange rate shifted by +0.1368 (+1.28%).

2013 Avg (April) 10.8587

2012 Avg (April) 10.7219

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8691	10.8252	10.8473
February	10.8602	10.8144	10.8377
March	10.8407	10.7979	10.8216
April	10.8939	10.8353	10.8587
May	10.8477	10.7670	10.8132
June	10.7765	10.6152	10.6772
July	10.7323	10.6152	10.6858
August	10.7704	10.6827	10.7250
September	10.8488	10.7702	10.8154
October	10.8574	10.8239	10.8426
November	10.8931	10.8231	10.8580
December	10.8883	10.8528	10.8688