2014 LVL to HRK Historical Review

YEARLY HIGH

11.0314 HRK

YEARLY LOW

10.7093 HRK

YEARLY AVERAGE

10.8761 HRK

2014 LVL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LVL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 11.0314. Conversely, the yearly low was recorded on May 6, dropping to 10.7093.

This high-to-low spread represents a total annual volatility of 0.3221 HRK. From a start-to-finish perspective, comparing the January average rate of 10.8948 to the December average rate of 10.9093, the exchange rate registered a net change of 0.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 11.0314 was up 1.26% compared to the 2013 peak of 10.8939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LVL based on timing:

Yearly Peak High 55,157 HRK

2013 Average 54,020 HRK

Yearly Trough Low 53,547 HRK

Transaction Impact: A difference of 1,610.49 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

10.9484

10.7708

JanuMarcMayJulySeptNove

LVL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.8551, compared to 10.8971 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0420 points.

H1 Avg (Jan–Jun) 10.8551

H2 Avg (Jul–Dec) 10.8971

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.1789 HRK (High: 11.0314 / Low: 10.8525). On the other end, December was the most stable month, with a tight range of 0.0484 HRK (High: 10.9345 / Low: 10.8861).

January Spread (Volatile) ±0.1789

December Spread (Stable) ±0.0484

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0622 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0622

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 10.8948) against the same month in 2013 (average: 10.8473), the exchange rate shifted by +0.0474 (+0.44%).

2014 Avg (January) 10.8948

2013 Avg (January) 10.8473

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.0314	10.8525	10.8948
February	11.0145	10.8825	10.9336
March	10.9121	10.8154	10.8714
April	10.9053	10.7382	10.8247
May	10.8723	10.7093	10.7856
June	10.9003	10.7672	10.8204
July	10.9735	10.8111	10.8734
August	11.0059	10.8488	10.8986
September	10.9556	10.8344	10.8602
October	10.9744	10.8660	10.9250
November	10.9564	10.8910	10.9160
December	10.9345	10.8861	10.9093