2012 MAD to BOB Historical Review

YEARLY HIGH

0.8318 BOB

YEARLY LOW

0.7696 BOB

YEARLY AVERAGE

0.8043 BOB

2012 MAD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.8318. Conversely, the yearly low was recorded on July 24, dropping to 0.7696.

This high-to-low spread represents a total annual volatility of 0.0622 BOB. From a start-to-finish perspective, comparing the January average rate of 0.8004 to the December average rate of 0.8227, the exchange rate registered a net change of 2.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8318 was down 9.25% compared to the 2011 peak of 0.9166, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,159 BOB

2011 Average 4,308 BOB

Yearly Trough Low 3,848 BOB

Transaction Impact: A difference of 311.02 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8270

0.7747

JanuMarcMayJulySeptNove

MAD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8055, compared to 0.8031 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.8055

H2 Avg (Jul–Dec) 0.8031

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0345 BOB (High: 0.8167 / Low: 0.7822). On the other end, October was the most stable month, with a tight range of 0.0136 BOB (High: 0.8232 / Low: 0.8096).

May Spread (Volatile) ±0.0345

October Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0160 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0160

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.8227) against the same month in 2011 (average: 0.8147), the exchange rate shifted by +0.0080 (+0.98%).

2012 Avg (December) 0.8227

2011 Avg (December) 0.8147

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8150	0.7872	0.8004
February	0.8302	0.8082	0.8176
March	0.8252	0.8073	0.8169
April	0.8242	0.8080	0.8138
May	0.8167	0.7822	0.7978
June	0.7967	0.7766	0.7868
July	0.7987	0.7696	0.7791
August	0.7962	0.7771	0.7852
September	0.8223	0.7931	0.8087
October	0.8232	0.8096	0.8153
November	0.8166	0.8017	0.8080
December	0.8318	0.8121	0.8227