2020 MAD to BOB Historical Review

YEARLY HIGH

0.7758 BOB

YEARLY LOW

0.6693 BOB

YEARLY AVERAGE

0.7277 BOB

2020 MAD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.7758. Conversely, the yearly low was recorded on April 6, dropping to 0.6693.

This high-to-low spread represents a total annual volatility of 0.1065 BOB. From a start-to-finish perspective, comparing the January average rate of 0.7198 to the December average rate of 0.7676, the exchange rate registered a net change of 6.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7758 was up 5.99% compared to the 2019 peak of 0.7320, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 3,879 BOB

2019 Average 3,594 BOB

Yearly Trough Low 3,347 BOB

Transaction Impact: A difference of 532.42 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7763

0.6718

JanuMarcMayJulySeptNove

MAD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7067, compared to 0.7488 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0420 points.

H1 Avg (Jan–Jun) 0.7067

H2 Avg (Jul–Dec) 0.7488

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0486 BOB (High: 0.7321 / Low: 0.6835). On the other end, January was the most stable month, with a tight range of 0.0056 BOB (High: 0.7223 / Low: 0.7166).

March Spread (Volatile) ±0.0486

January Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0311 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0311

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.7676) against the same month in 2019 (average: 0.7184), the exchange rate shifted by +0.0492 (+6.85%).

2020 Avg (December) 0.7676

2019 Avg (December) 0.7184

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7223	0.7166	0.7198
February	0.7205	0.7099	0.7146
March	0.7321	0.6835	0.7116
April	0.6976	0.6693	0.6805
May	0.7055	0.6954	0.7003
June	0.7186	0.7059	0.7137
July	0.7417	0.7110	0.7232
August	0.7533	0.7378	0.7478
September	0.7570	0.7432	0.7487
October	0.7548	0.7454	0.7500
November	0.7617	0.7482	0.7553
December	0.7758	0.7433	0.7676