2014 MAD to BOB Historical Review

YEARLY HIGH

0.8560 BOB

YEARLY LOW

0.7632 BOB

YEARLY AVERAGE

0.8224 BOB

2014 MAD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MAD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.8560. Conversely, the yearly low was recorded on December 31, dropping to 0.7632.

This high-to-low spread represents a total annual volatility of 0.0929 BOB. From a start-to-finish perspective, comparing the January average rate of 0.8396 to the December average rate of 0.7731, the exchange rate registered a net change of -7.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.8560 was up 0.65% compared to the 2013 peak of 0.8505, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,280 BOB

2013 Average 4,131 BOB

Yearly Trough Low 3,816 BOB

Transaction Impact: A difference of 464.29 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.8577

0.7655

JanuMarcMayJulySeptNove

MAD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8438, compared to 0.8010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0428 points.

H1 Avg (Jan–Jun) 0.8438

H2 Avg (Jul–Dec) 0.8010

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0268 BOB (High: 0.8155 / Low: 0.7887). On the other end, June was the most stable month, with a tight range of 0.0074 BOB (High: 0.8418 / Low: 0.8344).

September Spread (Volatile) ±0.0268

June Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0215 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0215

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.8500) against the same month in 2013 (average: 0.8157), the exchange rate shifted by +0.0343 (+4.20%).

2014 Avg (March) 0.8500

2013 Avg (March) 0.8157

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8461	0.8344	0.8396
February	0.8480	0.8333	0.8411
March	0.8560	0.8455	0.8500
April	0.8524	0.8437	0.8496
May	0.8534	0.8384	0.8448
June	0.8418	0.8344	0.8376
July	0.8406	0.8275	0.8349
August	0.8292	0.8156	0.8240
September	0.8155	0.7887	0.8026
October	0.7966	0.7845	0.7906
November	0.7851	0.7767	0.7808
December	0.7830	0.7632	0.7731