2013 MAD to BOB Historical Review

YEARLY HIGH

0.8505 BOB

YEARLY LOW

0.7998 BOB

YEARLY AVERAGE

0.8263 BOB

2013 MAD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.8505. Conversely, the yearly low was recorded on July 10, dropping to 0.7998.

This high-to-low spread represents a total annual volatility of 0.0507 BOB. From a start-to-finish perspective, comparing the January average rate of 0.8318 to the December average rate of 0.8425, the exchange rate registered a net change of 1.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8505 was up 2.25% compared to the 2012 peak of 0.8318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,253 BOB

2012 Average 4,021 BOB

Yearly Trough Low 3,999 BOB

Transaction Impact: A difference of 253.45 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8455

0.8089

JanuMarcMayJulySeptNove

MAD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8235, compared to 0.8292 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.8235

H2 Avg (Jul–Dec) 0.8292

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0272 BOB (High: 0.8502 / Low: 0.8230). On the other end, August was the most stable month, with a tight range of 0.0082 BOB (High: 0.8271 / Low: 0.8189).

February Spread (Volatile) ±0.0272

August Spread (Stable) ±0.0082

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0207 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0207

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.8425) against the same month in 2012 (average: 0.8227), the exchange rate shifted by +0.0198 (+2.41%).

2013 Avg (December) 0.8425

2012 Avg (December) 0.8227

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8451	0.8199	0.8318
February	0.8502	0.8230	0.8364
March	0.8216	0.8072	0.8157
April	0.8238	0.8078	0.8181
May	0.8261	0.8094	0.8165
June	0.8339	0.8097	0.8223
July	0.8221	0.7998	0.8119
August	0.8271	0.8189	0.8234
September	0.8344	0.8143	0.8252
October	0.8478	0.8328	0.8398
November	0.8368	0.8274	0.8325
December	0.8505	0.8356	0.8425