2020 MAD to XPF Historical Review

YEARLY HIGH

11.3856 XPF

YEARLY LOW

10.5557 XPF

YEARLY AVERAGE

11.0218 XPF

2020 MAD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 11.3856. Conversely, the yearly low was recorded on December 14, dropping to 10.5557.

This high-to-low spread represents a total annual volatility of 0.8298 XPF. From a start-to-finish perspective, comparing the January average rate of 11.1860 to the December average rate of 10.9147, the exchange rate registered a net change of -2.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.3856 was up 0.74% compared to the 2019 peak of 11.3019, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 56,928 XPF

2019 Average 55,416 XPF

Yearly Trough Low 52,779 XPF

Transaction Impact: A difference of 4,149.22 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.3430

10.7921

JanuMarcMayJulySeptNove

MAD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.0823, compared to 10.9613 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1210 points.

H1 Avg (Jan–Jun) 11.0823

H2 Avg (Jul–Dec) 10.9613

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6764 XPF (High: 11.3856 / Low: 10.7092). On the other end, November was the most stable month, with a tight range of 0.1302 XPF (High: 11.1093 / Low: 10.9791).

March Spread (Volatile) ±0.6764

November Spread (Stable) ±0.1302

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2951 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2951

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 11.1331) against the same month in 2019 (average: 10.9867), the exchange rate shifted by +0.1465 (+1.33%).

2020 Avg (March) 11.1331

2019 Avg (March) 10.9867

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.2351	11.0634	11.1860
February	11.3556	11.1990	11.2971
March	11.3856	10.7092	11.1331
April	11.1087	10.6671	10.8380
May	11.2060	10.9231	11.0852
June	11.0416	10.8808	10.9542
July	10.9656	10.7597	10.9048
August	11.0010	10.8175	10.9254
September	11.0558	10.8910	10.9785
October	11.0698	10.9300	11.0145
November	11.1093	10.9791	11.0299
December	10.9953	10.5557	10.9147